I know a lot of people will say a simple black suit and some light colored pants is considered "dressy"

I know others will say that a simple dress is "dressy"

What do you consider formal?

I think a dark polo, some light khakis, and a pair of brown shoes is formal enough for my tastes. The only time I'll wear a suit or, god forbid, trim my beard is when it is an event of the utmost importance.